13 cards currently offering sign-up bonuses of 100,000 points or more
Update: Some offers mentioned below are no longer available. View the current offers here.
Credit card welcome offers are the fastest way to increase your points and miles stash. There's nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.
Some of the best travel rewards cards on the market are offering bonuses of at least 100,000 points or miles — in some cases, even more.
Beyond the introductory bonus, though, now can be a great time to add one of these cards to your wallet to take advantage of the valuable, ongoing perks they offer. Let's look at the cards, the value of their sign-up bonuses and then what they offer beyond this.
Methodology
All cards listed below have welcome offers of 100,000 points or more. However, not all points are worth the same amount. That's why TPG has designated valuations, updated monthly, for each loyalty currency. For instance, a Marriott Bonvoy point doesn't have the same value as a Hilton Honors point.
Therefore, the "total bonus value" is the bonus points multiplied by our current TPG valuation of what the currency is worth to us. Additionally, any welcome offer/sign-up bonus statement credits are also included within this bonus value column.
With all that in mind, here's a rundown of every offer worth 100,000 points or more — along with our take on which ones should top your list and why.
Cards offering welcome bonuses of 100,000 points or more
These are sorted by the total value of the welcome offer, according to TPG's latest valuations.
| Card | Annual fee | Welcome offer | Welcome offer value* |
|---|---|---|---|
| Capital One Venture X Business Card | $395 (see rates and fees) | Earn 150,000 bonus miles after spending $30,000 in the first three months from account opening | $2,775 |
| The Business Platinum Card® from American Express | $695 (see rates and fees) | Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card membership. | $2,400 |
| Ink Business Preferred Credit Card | $95 | Earn 100,000 bonus points after you spend $8,000 on purchases in the first three months of account opening | $2,050 |
| Marriott Bonvoy Brilliant® American Express® Credit Card | $650 (see rates and fees) | Earn two free night awards (worth up to 85,000 points each) after spending $6,000 in the first six months of card membership. Offer ends Nov. 1 | $1,428
|
| Marriott Bonvoy Boundless Credit Card | $95 | Earn three free night awards (worth up to 50,000 points each) after spending $3,000 in the first three months from account opening | $1,260 |
| Hilton Honors American Express Aspire Card | $550 (see rates and fees) | Earn 180,000 points after spending $6,000 on purchases in the first six months of account opening. Offer ends Jan. 17 | $1,080 |
| Marriott Bonvoy Bevy™ American Express® Credit Card | $250 (see rates and fees) | Earn 125,000 Marriott Bonvoy points after spending $5,000 in the first six months of card membership. Offer ends Nov. 1 | $1,050 |
| Marriott Bonvoy Business® American Express® Card | $125 (see rates and fees) | Earn 125,000 Marriott Bonvoy points after spending $8,000 in the first six months of card membership. Offer ends Nov. 1 | $1,050 |
| Hilton Honors American Express Surpass® Card | $150 (see rates and fees) | Earn 170,000 bonus points after spending $3,000 in the first six months of card membership. Offer ends Jan. 17 | $1,020 |
| The Hilton Honors American Express Business Card | $95 (see rates and fees) | Earn 130,000 bonus points after you spend $3,000 in purchases in the first three months of card membership | $780 |
| IHG One Rewards Premier Credit Card | $99 | Earn 140,000 bonus points after spending $3,000 in the first three months of account opening | $700 |
| IHG One Rewards Premier Business Credit Card | $99 | Earn 140,000 bonus points after spending $3,000 in the first three months from account opening | $700 |
| Hilton Honors American Express Card | $0 (see rates and fees) | Earn 100,000 bonus points after spending $2,000 within the first six months of card membership. Offer ends Jan. 17 | $600 |
* Bonus value is an estimated value calculated by TPG and not the card issuer.
The information for the Hilton Aspire Amex card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Capital One Venture X Business
The Captial One Venture X Business is the newest premium credit card on the block, and it made a big splash with a super-valuable welcome offer of 150,000 bonus miles, which TPG values at $2,775.
This bonus does come with a substantial spending requirement, though. Cardholders must spend $30,000 in the first three months of account opening to earn it. While this is steep for some, many business owners will have no problem spending this on their business card.
In addition to the welcome bonus, the Venture X Business is similar to the Venture X in that it offers valuable benefits for a relatively low $395 annual fee (see rates and fees). Chief among these benefits are a $300 credit annually for travel booked through Capital One Travel and complimentary access to Capital One Lounges, Priority Pass lounges and Plaza Premium lounges for themselves and up to two guests. Plus, it earns at least 2 miles per dollar on all purchases.
For additional information, check out our full review of the Venture X Business.
Official application link: Capital One Venture X Business with 150,000 Capital One miles after you spend $30,000 in the first three months of account opening
The Business Platinum Card® from American Express
This card has more than $1,000 in new statement credits annually, and the card is an easy decision for many businesses:
- Up to $200 more in Dell statement credits for U.S. purchases per calendar year (now up to $400 total, up to $200 semi-annually)
- Up to $360 in annual statement credit on Indeed hiring and recruiting products and services (up to $90 per quarter)
- Up to $150 in annual statement credit on select purchases from Adobe (e.g., Adobe Creative Cloud, Acrobat Pro DC, etc.)
- Up to $120 in annual statement credits for purchases made directly from U.S. wireless telephone providers (maximum of $10 per month)
- Annual up to $189 statement credit for a Clear Plus membership
Enrollment is required for some benefits; terms apply.
Additionally, the card earns points at the following rates:
- 5 points per dollar when you purchase airfare and prepaid hotel rooms with American Express Travel (including Amex Fine Hotels + Resorts)
- 1.5 points per dollar on up to $2 million in eligible purchases in the U.S. per calendar year at electronics goods retailers, software and cloud service providers, construction material and hardware suppliers, and shipping providers; and all purchases of $5,000 or more
- 1 point per dollar on all other eligible purchases
The card also offers shopping and travel protections.
Between a high minimum spending requirement and several business-focused perks, this card won't suit every small business, but it should be great for some.
Read our full Amex Business Platinum review.
Official application link: The Business Platinum Card from American Express with 120,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first three months of card membership.
Ink Business Preferred Credit Card
TPG values Chase points at 2.05 cents each, making the 100,000-point bonus alone worth $2,050 when you take advantage of Chase's excellent collection of airline and hotel transfer partners.
Of course, you can also redeem points through the Chase travel portal for 1.25 cents each, which gives you a minimum bonus value of $1,250. That isn't even including the points you'll rack up by hitting the spending requirement. Depending on which categories you spend in, you could earn anywhere from 15,000 to 45,000 additional points, giving you $300 to $900 more in value.
On an ongoing basis, the card earns:
- 3 points per dollar on travel; shipping purchases; internet, cable and phone services; and advertising on social media sites and search engines (on the first $150,000 spent in combined bonus category spending each cardmember year, then 1 point per dollar)
- 1 point per dollar on other purchases
The current sign-up bonus isn't the only thing to love about this card. It's a great all-around option for small-business owners thanks to its bonus spending categories and cellphone protection, primary rental car coverage (when renting for business purposes) and other travel and purchase protections. You can also add employee cards to your account for free.
Read our full review of the Ink Business Preferred Credit Card.
Official application link: Chase Ink Business Preferred Credit Card with 100,000 bonus points after you spend $8,000 on eligible purchases with the card within the first three months of account opening.
Marriott Bonvoy credit cards
For a limited time, three Marriott Bonvoy cards are offering elevated welcome bonuses.
The Marriott Bonvoy Brilliant is offering a welcome bonus of two free night awards (up to 85,000 points each), while the Bonvoy Bevy and Bonvoy Business are both offering 125,000 bonus points. These offers end Nov. 1.
Bonvoy cards sometimes offer a certain number of free bonus nights and sometimes offer a set number of points as the welcome bonus. Before taking advantage of one, consider the value you would get from free nights vs. bonus points to determine which type of bonus is better for you.
Also, check the Bonvoy bonus eligibility requirements before applying for any of these cards.
Read more about these offers here.
Official application link: Marriott Bonvoy Brilliant Credit Card with a bonus of two free night awards (worth up to 85,000 points each)
Official application link: Marriott Bonvoy Boundless Credit Card with a bonus of three free night awards (worth up to 50,000 points each)
Official application link: Marriott Bonvoy Bevy Credit Card with a 125,000-point bonus
Official application link: Marriott Bonvoy Business Credit Card with a 125,000-point bonus
Hilton Honors credit cards
The Hilton Honors card lineup recently underwent some major changes. As a part of the refresh, the three personal cards have elevated welcome offers, including a best-ever offer on the Aspire. These offers end Jan. 17.
Currently, the Hilton Honors Amex is offering 100,000 bonus points, the Hilton Honors Surpass is offering 170,000 bonus points, and the HIlton Honors Aspire is offering 180,000 bonus points.
If you're considering adding one of these cards to your wallet, now could be a great time to take advantage of one of these elevated offers.
Read more about the Hilton card welcome offers here.
The information for the Hilton Honors Aspire Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Official application link: Hilton Honors American Express Surpass Card with 170,000 Hilton Honors bonus points after you spend $2,000 in purchases on the card within your first three months of card membership
Official application link: Hilton Honors American Express Business Card with 130,000 Hilton Honors bonus points after you spend $3,000 on purchases on the card in the first three months of card membership
Official application link: Hilton Honors American Express Card with 100,000 Hilton Honors bonus points after you spend $2,000 in purchases on the card within your first six months of card membership
IHG One Rewards credit cards
Right now, both the IHG Premier and the IHG One Premier Business are offering a sign-up bonus of 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
TPG only values IHG points at 0.5 cents each, meaning these bonuses are worth up to $700. While it's not as valuable as others on this list, you could still get quite a few award nights if you strategize smartly.
The cards also have similar perks. With automatic Platinum elite status, you'll get a 50% bonus on the base 10 points per dollar you get as an IHG One Rewards member. The cards also confer additional benefits, including an annual award night worth up to 40,000 points, a fourth night free on award stays and a 20% discount when you buy points. Cardholders can also get up to $100 in statement credits toward a Global Entry, NEXUS or TSA PreCheck application fee paid for with their card once every four years.
The main difference involves earning on the IHG Business card, including the additional bonus category of 5 points per dollar on social media, search engine advertising, and at office supply stores.
For more details, read our full IHG Premier Card review and IHG One Premier Business Card review.
Official application link: IHG One Rewards Premier Credit Card with 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
Official application link: IHG One Rewards Premier Business Credit Card with 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
Bonus: Use the CardMatch tool to find even better offers
As noted above, this list doesn't include all 100,000-point bonuses. And if you're lucky, you might find yourself targeted for a welcome offer of up to 150,000 points on another card in the CardMatch tool (note that targeted offers are subject to change at any time).
The site takes some simple personal information like your name, address and part of your Social Security number. It matches you with personalized card offers for which you might be eligible — without a hard inquiry on your credit report. These offers can be higher — sometimes much higher — than those available through other public channels.
Bottom line
The above offers are enticing, but remember that each issuer has its own application rules. Make sure you're always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.
These cards offering 100,000-point bonuses (and more) could be worth considering if you want to boost your rewards balance in a specific airline, hotel or issuer loyalty program.
For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant Card, click here.
For rates and fees of the Marriott Bonvoy Bevy Card, click here.
For rates and fees of the Marriott Bonvoy Business card, click here.
For rates and fees of the Hilton Surpass Card, click here.
For rates and fees of the Hilton Aspire Card, click here.
For rates and fees of the Hilton Business Card, click here.
For rates and fees of the Hilton Amex, click here.